Terms of Service

1. Introduction

Welcome to Farman Bangali. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our platform, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the service.

2. Account Terms

• You must be 13 years or older to use this service.
• You must provide accurate, complete, and current information when creating your account.
• You are responsible for maintaining the security of your account and password.
• You may not use our service for any illegal or unauthorized purpose.
• One person or legal entity may not maintain more than one free account.
• You are responsible for all activity that occurs under your account.

3. Course Access and Usage

3.1 Course Enrollment

• Course access is granted upon successful payment and enrollment.
• Course content is for personal, non-commercial use only.
• You may not share your account credentials with others.
• Course availability and pricing are subject to change without notice.

3.2 Content Usage Rights

• You have lifetime access to courses you've purchased, subject to these terms.
• You may not download, copy, or redistribute course materials without permission.
• Screen recording or capturing course content is strictly prohibited.
• Course certificates are for your personal use and professional development.

4. Payment Terms

• All payments are processed securely through our payment partners.
• Prices are listed in Indian Rupees (INR) unless otherwise specified.
• Payment is required at the time of course enrollment.
• We reserve the right to change prices at any time.
• Promotional pricing may have specific terms and conditions.
• Failed payments may result in temporary suspension of course access.

5. Refund Policy

We offer a 30-day money-back guarantee for most courses. Please see our detailed Refund Policy for complete terms and conditions.

• Refunds must be requested within 30 days of purchase.
• Course completion above 50% may affect refund eligibility.
• Refunds are processed within 7-10 business days.
• Some promotional courses may have different refund terms.

6. Instructor Terms

• Instructors must provide original, high-quality educational content.
• Content must not infringe on any third-party intellectual property rights.
• Instructors are responsible for the accuracy of their course content.
• Revenue sharing terms are outlined in separate instructor agreements.
• Instructors must respond to student inquiries in a timely manner.
• Course content must comply with our content guidelines.

7. Intellectual Property

• The platform and its original content are owned by Farman Bangali.
• Course content is owned by respective instructors and licensed to us.
• You may not use our trademarks or logos without permission.
• User-generated content remains owned by users but grants us usage rights.
• We respect intellectual property rights and expect users to do the same.

8. User Conduct

You agree not to:

• Use the platform for any unlawful purpose or in violation of these Terms.
• Attempt to gain unauthorized access to our systems or other user accounts.
• Upload malicious code or attempt to disrupt the platform's functionality.
• Harass, abuse, or harm other users or instructors.
• Create fake accounts or impersonate others.
• Spam or send unsolicited communications to other users.
• Violate any applicable laws or regulations.

9. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information when you use our service.

10. Disclaimers

• Our platform is provided "as is" without warranties of any kind.
• We do not guarantee specific learning outcomes or career advancement.
• Course content is for educational purposes and may not be current.
• We are not responsible for actions taken based on course content.
• External links are provided for convenience and we don't control their content.

11. Limitation of Liability

To the maximum extent permitted by law, Farman Bangali shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of the platform.

12. Termination

• We may terminate or suspend your account immediately for violations of these Terms.
• You may terminate your account at any time by contacting us.
• Upon termination, your right to use the platform ceases immediately.
• Termination does not affect your access to previously purchased courses.
• We reserve the right to delete inactive accounts after extended periods.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or platform notification. Your continued use of the platform after changes constitutes acceptance of the new Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of the platform shall be subject to the exclusive jurisdiction of the courts in [Your City], India.